What do we do?

As an independent broker of asset finance, we have access to over 70 lenders to ensure your needs are met quickly and efficiently.

We can look to assist with hard or soft asset purchases whilst building a relationship with you, our client.

What we offer

A wide range of facilities are available, you decide.



Hire Purchase

If ownership of your asset is what you are looking for, then Hire Purchase may be a good option for you or your business. At the end of the agreement you will have full title to the asset. Hire Purchase is often available with or without a final balloon payment, which can also be known as Lease Purchase.

Finance Lease

A Finance Lease will not give you title to an asset at the end of the agreement, however, it is a rental agreement where at the end of the lease you will have  a couple of options. You can continue to lease or rent the asset by paying an annual secondary rental, or sell the goods to a third party and retain the majority of the sale proceeds.

Operating Lease

An Operating Lease is a rental agreement where ownership of the asset is retained by the leasing company.

Commercial Loans

Facilities available to inject cash into your business when you need it. They can be used for soft assets such as practice loans, refurbishments and income or business tax funding.


Personal Contract Purchase, also known as PCP, gives the flexibility to decide what happens at the end of the term with your vehicle and potentially help to protect against depreciation. 

Equity Release & Refinance

Available on either a Hire Purchase or Finance Lease agreement, it can look to raise funds for you or potentially to reduce your payments with a current lender. These facilities can also be used for any upcoming balloon payments on a PCP or Lease Purchase facility.

Why choose luxe?

As a family run business we take pride in all aspects of a client relationship. Our clients become our friends and return to us time and time again.

If there is something on our website that we have not mentioned, but that you would like to discuss, please feel free to get in touch.

  • Consistency
    Dealing with the owners of the business from day one.
  • Transparency
    No hidden costs and no non-utilisation fee’s
  • Accessibility
    With access to more than 70 lenders, we have someone for everyone.

Frequently Asked Questions

Q: Why use a broker?
With the number of lenders we work with, it provides you with comfort that you are getting access to the whole market instead of just one or two lenders. It also gives you the possibility to open up additional funding lines.
Yes, we are able to offer facilities to private individuals as well as businesses across all entities and trading styles.
Every client is different, that is why our range of lenders offer different pricing, terms and criteria. By talking to you and assessing your needs we can ensure we are speaking to the right lenders for you and in a position to provide you with all of the necessary information in a transparent manner.

Have a query?

Get in touch via post, email, phone or why not pop in and see us?